Follow these easy steps to apply for a loan:
1. Download the ATOME App at Google Playstore.
2. Prepare your valid ID and your active personal or payroll bank account.
3. Other payout channels is thru GCash, Paymaya, etc.
4. Fill-up the form and follow application process. Validation might take 24 hours.
5. From the time your loan is approved, wait for 24-48 hrs for your cash to be disbursed. Note some exceptions during weekends and holidays.
6. Take note of your payable amount and due date! Use your Lifetime Reference to Pay on or before due date to avoid late charges and fees.